Tag Archives: Colorado

The Foul Smell of the Absolute Pollution Exclusion

Policyholders in Colorado beware, Colorado’s Appeals Court recently determined that sewage is a pollutant, and that the Absolute Pollution Exclusion, found in many property and liability policies, unambiguously excludes property damages and injur…

Homeowners, Public Adjusters and Roofers in Colorado: Call Or Email Governor Hickenlooper And Ask Him To Veto Senate Bill 38

Although insurance company lobbyists were successful yesterday in passing Senate Bill 38, homeowners, public adjusters and roofers can still make their voice heard by calling or emailing Governor Hickenlooper, and informing him why he should veto …

Tell Senator Tochtrop that Senate Bill 38 is Bad for Colorado Consumers

As I have written in previous blog posts, Senate Bill 38 — a bill that erodes consumer protections and hurts roofers — is making its way through the Colorado General Assembly.
Quite Simply, Senate Bill 38 is bad for homeowners; it’s bad for roof…

General Contractors and Commercial Roofers Should Be Aware Colorado Senate Bill 38 Could Be Expanded To Include Them, Not Just Residential Roofers

Colorado Senate Bill No. 38, “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Property,” is sponsored by Democratic Senator Tochtrop and Republican House Representative Vaa…

Policyholders Are Entitled To Discover Insurance Company’s "Widespread Pattern Or Practice" In Order To Establish Claim Under Colorado Consumer Protection Act

Since 2001, Colorado policyholders have technically been able to assert a claim against insurers for violation of Colorado’s Consumer Protection Act (“CCPA”) bad faith handling of their insurance claims. See Showpiece Homes Corp. v. A…

Part III: Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters

Proposed Colorado Senate Bill No. 38 “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Property” is sponsored by Democratic Senator Tochtrop and Republican House Representat…

Part II: Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters

Last week’s post discussed proposed Colorado Senate Bill No. 38, “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Property.” The bill is sponsored by Democratic Senat…

Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters

Among the new proposed legislation making its way through the Colorado legislature this year is Colorado Senate Bill No. 38, “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Prop…

Update: Calculation of Damages Under Colorado’s Insurance Prompt Payment Statutes, C.R.S. 10-3-1115 and 10-3-1116

My August 10, 2011 post, How Will Colorado Courts Calculate Damages and Penalties Under Colorado’s Prompt Payment Statutes? discussed the relatively new statutes in Colorado which provide penalties against insurers including two times the covered insur…

Can You Rely On Your Insurance Agent To Obtain Adequate Insurance Coverage For Your Business Or Home?

Countless angry and distressed homeowners and business owners contact our firm because they’ve just experienced a property loss and found out they are severely underinsured. Nearly every underinsured policyholder tells a familiar story: “My…