Category Archives: Frequently Asked Questions
Are your tenants covered? – Understanding Business Interruption Claims, Part 53
Finding out that your insurance policy does not provide coverage for your losses is probably one of the hardest pills to swallow. For that reason, commercial property owners should pay careful attention to the landlord-tenant insurance responsibilities…
Will Healthcare Reform Benefits Be Realized?
According to a new report issued by independent research group The Commonwealth Fund, baby-boomers in particular will benefit from the new healthcare reform law, the Affordable Care Act of 2010. See http://thehill.com/blogs/healthwatch/health-reform-i…
What Role Does an Insurer’s “Preferred Contractor Program” Play in a Bad Faith Lawsuit? Part IV
I would like to continue the topic of my last few posts addressing the “preferred contractor” or “quality vendor” programs that insurers frequently implement. Generally, these programs consist of a number of vendors, such as ele…
Holiday Gift from Insurance Companies to Texas Residents? Higher Insurance Rates!
As is their custom, several major insurance companies have recently announced that they will be raising Texas insurance rates across the board. Last month, the Houston Chronicle reported that Farmers Insurance plans a 3.9 percent statewide hike that wi…
Am I Covered?
This article discusses common issues and questions asked by homeowners.
With Storms Slamming California, Are You Protected Against Falling Trees?
With storms pummeling much of California this week, homeowners may wonder whether they are financially protected from falling trees. The answer is a conditional yes, though there are some exceptions to standard homeowner insurance policies that policyh…
Insurance Experts Answer Storm Damage Questions
With a record-setting series of storms poised to continue pummeling California through Christmas, the Insurance Information Network of California offers advice.Question: My home was damaged in the storm, but I’m not sure that it’s covered b…
Insurance Experts Answer Strom Damage Questions
With a record-setting series of storms poised to continue pummeling California through Christmas, the Insurance Information Network of California offers advice.Question: My home was damaged in the storm, but I’m not sure that it’s covered b…
If My Short Term Disability Claim is Denied, Can I or Should I File an LTD Claim As Well?
If you make a claim for short-term disability (STD) benefits, and your STD claim is denied, and your policy says that the receipt of STD benefits is a pre-requisite to receiving long-term disability (LTD) benefits, you may still have to…
What Role Does an Insurer’s “Preferred Contractor Program” Play in a Bad Faith Lawsuit? Part II
Last week, in my post, What Role Does an Insurer’s "Preferred Contractor Program" Play in a Bad Faith Lawsuit?, I evaluated the analysis applied by the Nebraska Supreme Court in order to arrive at its decision that a contractor hire…
