Category Archives: Cases
Subrogation in South Africa: There’s No Difference Between a Farthing and a Rand
As Lord Mansfield ruled in one of the oldest English authorities on subrogation, payment of the loss by an insurer to its insured does not affect the liability of the wrongdoer. He set forth the basic principle as follows:
“Every day the insurer …
Human Rights at Home: Illinois Poverty Commission Releases Plan to Cut Extreme Poverty in Half by 2015
On December 9, 2010, the Illinois Commission on the Elimination of Poverty released its plan entitled “Building a Pathway to Dignity & Work." This ambitious plan includes concrete steps, laid out in chronological stages, to cut extreme p…
Governor Elect Rick Scott Appears to Support Raising Insurance Rates and Easing Rules on Delayed or Denied Claims
Insurance company executives were thrilled that Rick Scott won the Florida Governor’s office. I can appreciate that any politician may run on a platform that, upon further reflection, seems absurd or not what they meant. From my impression, many v…
NY OGC Opinion on Agent Website Advertising
The NY Office of General Counsel issued an opinion recently that addresses a question about website advertising. While the question and answer were pretty narrowly drawn, it is always helpful to get some additional insight into how the various in…
Financial Pressures on Insurance Vendors and Experts
Outcome oriented investigations plague the insurance adjustment process. Outcome oriented techniques arise in number of forms, from limiting the information sought, writing reports with no more than what is called upon, not informing the policyhol…
Battling Bartenders Highlight Holiday Safety
Local law enforcement handed out citations – of merit – to area bartenders today for concocting alcohol-free drinks in honor of designated drivers. Los Angeles-based mixologists squared off in the Battle of the Barte…
Bartenders Battle To Raise DUI Awareness
Battling bartenders will descend on a downtown Los Angeles hot spot today to promote responsible holiday hospitality by competing to create the best alcohol-free mocktail. Hosted by the Insurance Information Network of California® and L.A. LIVE, th…
Insurance Commissioner Removes Four Companies from List of Companies Doing Business with Iran
By Randall Doctor and Timothy J. Moroney
As we have previously reported in this blog, the CDI issued a broadly-drafted Data Call on July 9, 2009, to all insurers admitted in California seeking information on their investments in or related to Iran…
Civil Authority and its Impact on Business Interruption Coverage in Texas
From time-to-time, governmental authorities prohibit access to certain areas after a catastrophic event, even though not all the buildings in the area were damaged. For example, after Hurricane Ike passed through the Houston area, Houston officials clo…
U.S. Supreme Court to Hear Dukes v. Wal-Mart Petition on Scope of Class Actions
By Sandra I. Weishart
On December 6, 2010, the United States Supreme Court granted certiorari in Wal-Mart Stores, Inc., v. Dukes, no. 10-277, agreeing to hear Wal-Mart’s appeal of a California district court’s order certifying a class alleging sex disc…
