Category: Auto insurance

Pre-Litigation “Discovery” in PIP

In Shands Jacksonville Medical Center, Inc. v. State Farm Automobile Insurance Company,  40 FLW D1447a (Fla. 1st DCA June 22, 2015), the First District Court of Appeals ruled on the ways a PIP carrier can obtain information from PIP medical providers in Florida pre-litigation. In this case, State Farm, sent a pre-litigation request to Shands… Continue Reading

Auto insurance rates vs coverage

Rate vs. proper coverage …this is why we are not always the " lowest auto insurance rate" Biggest Auto Insurance misconception: People think when they carry comprehensive and collision AKA: " full coverage" , that they have everything they will…

Auto insurance rates vs coverage

Rate vs. proper coverage …this is why we are not always the " lowest auto insurance rate" Biggest Auto Insurance misconception: People think when they carry comprehensive and collision AKA: " full coverage" , that they have everything they will…

Spring Insurance Review time

Well, spring is almost here! This means many things for your personal insurance. For Bainbridge Islander’s it means breaking out the boats, jet skis, rowing skulls, motorcycles, scooters and just about any other off road or water machine you can…

Spring Insurance Review time

Well, spring is almost here! This means many things for your personal insurance. For Bainbridge Islander’s it means breaking out the boats, jet skis, rowing skulls, motorcycles, scooters and just about any other off road or water machine you can…

Auto insurance rates explained..well sort of!

New drivers, young drivers, older drivers? Why do auto rates start high and eventually end just as high? I call it the "Insurance inverted bell curve" . When you are a young or a new/inexperienced driver, rates are high ….

Auto insurance rates explained..well sort of!

New drivers, young drivers, older drivers? Why do auto rates start high and eventually end just as high? I call it the "Insurance inverted bell curve" . When you are a young or a new/inexperienced driver, rates are high ….

Broad Form…what is it really?

Broad Form coverage….contrary to ad’s on TV …is actually designed for those, who DO NOT own a vehicle and need insurance coverage . Many folks are mislead to believe that if you own multiple cars, you can simply carry Broad…