Monthly Archives: January, 2012

A Report Card for Health Reform

The White House issued a new report recently on the states’ progress in implementing health reform. The Affordable Care Act is an extensive, complex piece of legislation; the states must complete many steps on the way to full implementation …

Direct TV Employee Forced to File Suit After Being Denied Disability Benefits

An Alabama Claimant and her Alabama disability attorney filed suit against Liberty Life Assurance in the United States District Court for the Northern District of Alabama Northeastern Division. A former DIRECTV Group, Inc. employee, Juarlesa W. worked …

LINA (Cigna) Life Insurance Denial: The Discretionary Clause Strikes Again

A recent Wall Street Journal article tells the story of our client Celina Whinery, who is suing Life Insurance Company of North America (LINA), a unit of Cigna, after the insurer refused to pay benefits the policy promised upon her husband’s death be…

Fifth Circuit Approves of Slow Hurricane Claims Process

When Hurricane Ike hit Texas in September of 2008, many individuals and business were devastated by the destruction. What they were truly in need of was a swift response from their insurance companies to provide benefits so that they could repair and r…

California’s Low Cost Auto Insurance Program

In an effort to stem the tide of uninsured drivers in California and offer a low priced insurance policy for the poor, state legislators created the California Low Cost Automobile Insurance Program.The pilot program was launched on July 1, 2000 for Sa…

Answers To The Most Common And Perplexing Questions About Professional Liability Coverage

Reed Smith partner Tom Marrinson, resident in the firm’s Chicago office, has been advising policyholders about their insurance coverage, and representing them in coverage litigation, for more than 20 years. While Tom’s experience ranges wid…

New Zealand’s Quake Approaches its One Year Anniversary – Understanding Business Interruption Claims

February 22, 2012, will mark the one-year anniversary of the 6.3 magnitude earthquake that destroyed thousands of homes and businesses in Canterbury, New Zealand. The one-year anniversary mark is important because most business interruption policies ha…

Excellent Education and Training is Available for Public Adjusters at the Windstorm Conference

For the past 20 months, each Saturday, I have posted on an issue that impacts public insurance adjusters. Many of my past posts have featured great success stories and interesting details of the claims public adjusters are handling nationwide, but so m…

This Week on DIAttorney.com (01/28/2012)

Disability Blog & Cases:
At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants
With at least five suits filed against them in July for denying disabili…

Depreciation: One Perspective on Calculating Actual Cash Value

Many insurance policies include a section titled "Definitions," which defines certain terms used throughout the policy. The meanings of those terms are frequently the subject of litigation. A perfect example is the case I write about this wee…